FLOOD INSURANCE

FLOOD INSURANCE

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  • Bayless Insurance



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    Description

    Did you know that your homeowner's insurance does not cover flood damage? Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture, and remove debris. The Federal Emergency Management Agency's (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.

    We are Independent Agents in Lumberton, Texas, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. We represent a carefully selected group of financially strong, reputable insurance companies. 

     

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